Skip to content

Stefania RiverinSouth of Fifth, Miami Beach

Miami · Bayfront and oceanfront condominiums

Representing buyers, tenants and owners across Miami.

I am Stefania Riverin, a licensed Florida agent with over ten years in real estate investing and client representation in this market. I represent buyers, sellers and tenants through the whole process — and I know these towers building by building.

Or reach her directly —·Text·(786) 828-0091

10+Years in the Miami market
46Buildings analyzed
EN · FRBilingual representation
100%On your side of the table

Finding the right building is most of the work

Miami is not one condominium market. It is a chain of distinct ones along the water, and the building decides far more about how a place lives than the unit inside it does. That is where I start, and it is what I am for.

The building first, then the unit

Most searches run the other way — filter by price and bedrooms, fall in love with a floor plan, then find out what the building is. I do it in reverse, because the building sets what you are allowed to do and what the month costs. That decides which units are worth your time before you have spent a Saturday on them.

Built around how you will actually use it

Letting it out, keeping it empty half the year, living in it full time, a dog, two cars, somewhere to work. Each of those rules buildings in or out, and I ask first. It is the quickest way to stop viewing places that were never going to work for you.

One side of the table, and I will say so

I represent you. If a building is wrong for what you have told me, you will hear it — including when that ends the conversation. A client who buys the wrong residence on my advice is worth considerably less to me than one who does not.

The markets I work

Five stretches of water, 46 towers, each one written up from the county record and the building's own documents. Houses on the water work differently — seven authorities and no single document — and that side is written up the same way, down towhat the island houses have actually sold for. Across every market, here is what a budget actually buys, from 29,000 recorded sales rather than asking prices.

Photography of each area, not of individual buildings.

Stefania Riverin, licensed Florida real estate sales associate

Who you are working with

A decade representing buyers, sellers and tenants in Miami

I am Stefania Riverin, a licensed Florida agent with over ten years in real estate investing and client representation in this market. I came to it as an investor before I represented anyone in it — which is why I read the association budget and the reserve study before I look at the photography.

I represent buyers, sellers and tenants, in English and French, from the first question through to the closing table.

More about how I work →

How I represent you

Three sides of the same market, and a fourth that cuts across all of them. The work is different in each, and I do all of it rather than treating some of it as a favor.

01

Buying into a tower

Shortlisting on the building rather than the photography, reading the declaration, budget and reserve study before an offer goes in, and telling you what the monthly cost will actually be once the mortgage is only part of it.

Where I work →

02

Selling a residence

Pricing against what has genuinely traded in your own building, filtered to arm’s-length sales, with the county assessment beside it. If you are not a US person for tax, the withholding is set up before closing rather than after.

What decides a condo sale →

03

Leasing a residence

The association approves you, not the owner: it sets the minimum term, caps leases per year and can hold a second deposit. I have leased repeatedly in Edgewater on the tenant’s side and know how those processes actually run.

The rules before the listings →

04

Buying or selling from abroad

Financing without an American credit file, closing by power of attorney, FIRPTA withholding at resale, and the day-count rules that decide your tax residency — explained in English or French, at the point each one bites.

Buying to let it →

From first question to closing table

Five stages, in the order they actually happen.

  1. 01The brief

    Budget, timing, how you will use it, and whether you need to let it. That last one narrows the building list immediately.

  2. 02The building shortlist

    Candidates chosen on the county record, the association’s finances and the leasing rules — before anyone books a viewing.

  3. 03Viewings that count

    Fewer, better. You see residences in buildings that already survived the paperwork.

  4. 04Diligence

    Declaration, budget, financial statements, reserve study, board minutes. Your cancellation window is short and it is the only leverage you get.

  5. 05Offer and close

    Negotiation, association approval, and the tax mechanics if you are non-US — set up in the right order so nothing lands late.

Four things worth using before you offer

Sale prices from the public record, the cross-border tax rules in French, how association approval works for tenants, and calculators you can run yourself.

Sale prices from the public record

Every building page shows what has actually traded, taken from the Miami-Dade county roll — and shows which recorded transfers were excluded as not arm’s-length, and why.

10,697 units · 20,173 recorded transfers

Cross-border, in French

FIRPTA, the 8288-B certificate, the two different 183-day rules, T1135 and US estate exposure — written in French and tied to the point in the transaction where each one bites.

Voir les guides en français →

Leasing, properly explained

The association is a second landlord: it sets the minimum term, caps leases per year and can hold its own deposit. I have leased repeatedly in Edgewater on the tenant’s side.

The leasing guide →

Numbers you can run yourself

Carrying cost, rental yield, seller net proceeds and rent-versus-buy — with every rate visible and editable, and no assumption you cannot see and change.

The calculators →

Work with Stefania

Looking at something specific?

Send the building or the unit. You will get the real fee, the reserve position, and what comparable residences actually traded at — from me, not from a brochure.

To point the answer in the right direction (optional)
CallTextWhatsAppMessage